Star Health Assure Insurance Plan

Star Health Assure Insurance Plan

Star Health Assure Insurance plan provides non-stop medical coverage to individuals and families by automatically refilling their exhausted sum insured unlimited times in a policy year. It offers a 20% wellness discount on renewal premiums and no room rent limit for a sum insured of Rs 10 lakh and above. The plan also covers the cost of consumables during hospitalization and provides an annual health check-up benefit.

Moreover, this Star health insurance policy provides extensive coverage for pregnancy-related procedures, including delivery expenses, in utero fetal surgery/intervention, assisted reproduction treatment and newborn baby expenses.

Benefits of Star Health Assure Insurance Plan

Take a look at the Star Health Assure Insurance policy benefits below:

1. Coverage for Consumables Items

   Unlike most health insurance plans, policyholders can claim medical expenses incurred on non-medical items like gloves, masks, oxygen cylinder, arm sling, etc., under this family health insurance policy.

2. Automatic Restoration of Sum Insured

   With this benefit, the policy sum insured will automatically be restored by 100% every time it gets partially or fully exhausted due to claims. This benefit is available unlimited times in a policy year.

3. No Room Rent Capping

   This Star health insurance policy does not impose any limit on hospital room rent for policyholders with a sum insured of Rs 10 lakh and above.

4. Discount on Renewal Premium

   Policyholders can earn a 20% wellness discount on the renewal premium of the Star Health Assure Insurance policy by collecting more than 750 wellness points under the Star Wellness Program.

5. Annual Health Check-up Benefit

   The Star Health & Allied Insurance Company will pay for your preventive health check-up every year under the Health Checkup Assure benefit.

6. Cumulative Bonus

   The cumulative bonus will enhance the policy sum insured by 25% for up to a maximum of 100% for every claim-free year.

7. Tax Benefits

   The Star Health Assure Insurance policy premium will be eligible for tax benefits under Section 80D of the Income Tax Act.